Surf Lending
SURF Rank #2668Price chart
What is Surf Lending?
Overview
Surf is a pooled lending protocol built on the Cardano blockchain. Lenders deposit ADA, stablecoins, and other supported assets to earn yield, while borrowers use ADA and Cardano-native tokens as collateral to access liquidity without selling their holdings. The protocol serves both lenders seeking returns on idle capital and borrowers needing flexible access to funds.
How it works
Borrowers draw from shared liquidity pools without requiring individual lender matching or agreeing to fixed repayment schedules. The protocol features multi-collateral pools, dynamic interest rates determined by market conditions, support for partial repayments, and integrated leverage functionality. Community members can also create custom lending markets.
Token and supply
SURF is the protocol's native token with a maximum supply of 25 million. It serves multiple functions: staking, earning protocol incentives, creating community lending pools, and voting on governance decisions. The total supply equals the maximum supply of 25 million tokens.
Where to trade SURF
Exchanges that list this asset
Live spot quotes from connected exchanges
SURF funding rates
Live perpetual funding on every connected exchange. Positive = longs pay shorts.
Contracts & chains
Exact contract or mint per network — the identity layer used for DEX routing.
On-chain routes
Networks with a connected DEX routing adapter.