3Jane USD3
USD3 Rank #292Price chart
What is 3Jane USD3?
Credit markets
3Jane supplies capital to fintech originators and crypto-native borrowers. Its financing includes warehouse facilities, forward-flow programs and credit lines. USD3 represents the senior layer of this pooled lending system. Returns depend on lending activity and borrower repayment rather than a fixed protocol interest rate.
Vault technology
The USD3 contracts use an ERC-4626-compatible tokenized strategy architecture derived from Yearn V3. They deploy capital through credit markets based on a modified Morpho Blue implementation. These markets can use credit underwriting instead of requiring every borrower to deposit overcollateralized crypto. Liquidity management also supports an Aave USDC wrapper.
Loss allocation
The contracts apply losses first against strategy-owned locked-profit shares. The subordinate sUSD3 position provides the next buffer. Losses exceeding those layers can reach USD3 holders. The senior designation therefore describes repayment priority, not an unconditional guarantee that each share can always recover one dollar.
Supply and withdrawals
Deposits mint vault shares and withdrawals remove them. USD3 has no Bitcoin-style mining schedule or predetermined scarce supply. Holders can stake USD3 through the separate junior-tranche product. Redemptions depend on available liquidity and the vault's contract rules. The two tokens carry different positions in the same credit structure.
Where to trade USD3
1 exchanges · top 10
Live spot quotes from connected exchanges
USD3 funding rates
Live perpetual funding on every connected exchange. Positive = longs pay shorts.
Contracts & chains
Exact contract or mint per network — the identity layer used for DEX routing.
On-chain routes
Networks with a connected DEX routing adapter.