PointPay
PXP Rank #3565Price chart
What is PointPay?
Overview
PointPay operates as a cryptocurrency banking platform combining deposit accounts, loans, trading, and wallet services in a single ecosystem. Users can earn interest on 13 digital assets including stablecoins and popular cryptocurrencies through checking or savings accounts. The platform also enables crypto-backed loans and plans to offer debit cards for online and in-store purchases. The company is headquartered across St. Vincent & the Grenadines, Estonia, and Lithuania, with digital asset licensing in Lithuania.
How it works
PointPay operates a centralized exchange with three interface options—Classic, Advanced, and Quick Exchange—accommodating both experienced and casual traders. The blockchain-based bank allows users to deposit funds, earn daily interest, and obtain instant loans collateralized by digital assets. A built-in crypto wallet enables asset storage, email-based transfers, and value tracking across multiple blockchain networks.
Token and supply
PXP is the native token of the PointPay ecosystem, deployed on Ethereum, Avalanche, and BNB Chain. Token holders can stake PXP to earn rewards up to 20% per year, with flexible lock-in periods of 3, 6, or 12 months on a progressive reward scale. Maximum supply is capped at 100 million tokens with no additional issuance described.
Where to trade PXP
4 exchanges · top 10
Live spot quotes from connected exchanges
PXP funding rates
Live perpetual funding on every connected exchange. Positive = longs pay shorts.
Contracts & chains
Exact contract or mint per network — the identity layer used for DEX routing.
On-chain routes
Networks with a connected DEX routing adapter.